A closing will be scheduled after contract contingencies are fulfilled and a satisfactory title search is obtained. Closing figures should be reviewed in advance so there are no surprises or adjustments the day of the closing. Home buyers and home sellers customarily attend the closing together, however closing documents may be executed separately. The home buyer will need to bring a cashiers or certified check for the down payment and closing costs, proof of insurance and any items that are conditions of the sale. Both home buyers and home sellers should bring proof of identification. Photo identification may be required.

The closing attorney or title company representative will explain all documents which may include a mortgage, note, settlement forms and the deed. Monies will be collected and dispersed by the closing agent. Home utilities and services will be terminated or transferred. The home buyer will take possession of the property according to the terms of the purchase contract.

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Title Services